Study Bava Metzia folio 70B with parallel Hebrew-English text, traditional commentary, and modern study tools. Free access to Babylonian Talmud online.
Mishnah: One may not accept from a Jew sheep to raise or other items to care for as a guaranteed investment, in which the terms of the transaction dictate that the one accepting the item takes upon himself complete responsibility to repay its value in the event of depreciation or loss, but receive
And one may borrow money from them and one may lend money to them with interest. And similarly, with regard to a non-Jew who resides in Eretz Yisrael and observes the 7 Noahide mitzvot [ger toshav], one may borrow money from him with interest and lend money to him with interest, since he is not a J
Talmud: With regard to the ruling that a guaranteed investment is considered a loan with interest, the Talmud asks: Is this to say that the guaranteed investment stands in the possession of the recipient, i.e., the recipient is viewed as its owner? And the Talmud raises a contradiction from a Mish
Abaye said: This is not difficult. That case, referring to the Mishnah in Bekhorot, is where the non-Jew owner of the sheep accepts upon himself the responsibility for losses due to an accident or depreciation in the market value, and that is why the sheep are considered to still belong to him. And
Rava said to Abaye: If the owner accepted upon himself responsibility for losses due to an accident or depreciation, can you call it a guaranteed investment? This case is not a guaranteed investment, as the owner is not guaranteed to receive what he had given, but rather it is a type of joint busi